(08) 9381 4444 rstark@smrspl.com.au

Code Of Ethics

Self Managed Retirement Systems abides by a strict code of principles to ensure the highest level of professional standards and fiduciary duty.

Principle 1: Client First
Place the client’s interests first
Placing the client’s interests first is a hallmark of professionalism, requiring the financial adviser to act honestly and not place personal and/or employer gain or advantage before the client’s interests.

Principle 2: Integrity
Provide professional services with integrity
Integrity requires honesty and candour in all professional matters. Financial advisers are placed in positions of trust by clients, and the ultimate source of that trust is the financial adviser’s personal integrity. Allowance can be made for legitimate differences of opinion, but integrity cannot co-exist with deceit or subordination of one’s principles. Integrity requires the financial adviser to observe both the letter and the spirit of the Code of Ethics.

Principle 3: Fairness
Be fair and reasonable in all professional relationships. Disclose and manage conflicts of interest
Fairness requires providing clients what they are due, owed or should expect from a professional relationship, and includes honesty and disclosure of material conflicts of interest. It involves managing one’s own feelings, prejudices and desires to achieve a proper balance of interests. Fairness is treating others in the same manner that you would want to be treated.

Principle 4: Professionalism
Act in a manner that demonstrates exemplary professional conduct
Professionalism requires behaving with dignity and showing respect and courtesy to clients, fellow professionals, and others in business-related activities, and complying with appropriate rules, regulations and professional requirements. Professionalism requires the financial adviser, individually and in cooperation with peers, to enhance and maintain the profession’s public image and its ability to serve the public interest.

Principle 5: Competence
Maintain the abilities, skills and knowledge necessary to provide professional services competently
Competence requires attaining and maintaining an adequate level of knowledge, skills and abilities in the provision of professional services. Competence also includes the wisdom to recognise one’s own limitations and when consultation with other professionals is appropriate or referral to other professional’s necessary. Competence requires the financial adviser to make a continuing commitment to learning and professional improvement.

Principle 6: Confidentiality
Protect the confidentiality of all client information
Confidentiality requires client information to be protected and maintained in such a manner that allows access only to those who are authorised. A relationship of trust and confidence with the client can only be built on the understanding that the client’s information will not be disclosed inappropriately.

Principle 7: Diligence
Provide professional services diligently
Diligence requires fulfilling professional commitments in a timely and thorough manner, and taking due care in planning, supervising and delivering professional services.

37 Blythe Avenue   Yokine WA 6060 

Mail   PO Box 2214, Yokine South WA 6060    Email rstark@smrspl.com.au
Phone  (08) 9381 4444   Fax  (08) 9380 4051

Robert Stark CFP AR 239489 & Self Managed Retirement Systems Pty Ltd CAR No 240331
are Authorised Representatives of  Core Financial Services Pty Ltd, ABN 91 607 163 646
AFSL No 480009 Principal Address: 121 Meadowbank Ramble, BULLSBROOK WA 6084

The information contained in this website does not consider your personal circumstances and is of a general nature only.
You should not act on it without first obtaining professional financial advice specific to your circumstances.